I have heard this same question many times in the last week: "Should I be receiving a 1095?". First off what is a 1095? The 1095 is a form you should receive from your insurance provider that will show what months you were covered by insurance. If you used the market place the form will also tell what subsidies you were allowed and what you paid. Those that used the market place in 2014 have already seen these forms since it was mandatory for the market place in 2014. However, an individual … [Read more...]